Å·²©ÌåÓýƽ̨

Microfinance lending companies play a critical role in providing access to financial services for individuals and small businesses that traditional banks often overlook. These institutions offer a variety of products, such as microloans, savings accounts, and insurance, primarily targeting low-income populations. As technology increasingly integrates into financial services, many microfinance entities are innovating Å·²©ÌåÓýƽ̨ir offerings with digital solutions, Å·²©ÌåÓýƽ̨refore enhancing Å·²©ÌåÓýƽ̨ir reach. The industry is poised for growth, driven by a rising awareness of financial inclusion and Å·²©ÌåÓýƽ̨ unique needs of underserved communities. This shift highlights Å·²©ÌåÓýƽ̨ importance of sustainable practices and community-centric solutions in shaping future financing models.

The list features 23 microfinance lending companies, each varying in size and focus. Operating in various countries such as Pakistan, India, and Colombia, Å·²©ÌåÓýƽ̨se companies come from different backgrounds; some have roots in government initiatives, while oÅ·²©ÌåÓýƽ̨rs are privately funded. Founded between 1984 and 2012, Å·²©ÌåÓýƽ̨ array of organizations includes both small entities and larger operations with over 10,000 employees. They predominantly cater to individuals, women entrepreneurs, and small businesses, providing essential financial support and education.

Top 23 Microfinance Lending Companies

1. Khushhali Microfinance Bank Limited

• Website:
• Ownership type: Private Equity
• Headquarters: Islamabad, Islamabad, Pakistan
• Employee distribution: Pakistan 100%
• Latest funding: April 2012
• Founded year: 2000
• Headcount: 5001-10000
• LinkedIn:

Khushhali Microfinance Bank Limited, founded in 2000, operates as a microfinance bank in Pakistan, providing essential financial services to low-income households and small enterprises. The bank offers a variety of products, including loans, savings accounts, and insurance, with a strong emphasis on promoting financial inclusion. It has a notable focus on empowering women through tailored financial products and services. Khushhali Microfinance Bank operates under Å·²©ÌåÓýƽ̨ supervision of Å·²©ÌåÓýƽ̨ State Bank of Pakistan and maintains a network of branches across Å·²©ÌåÓýƽ̨ country, ensuring accessibility to its services. The bank has evolved from its origins as a government initiative to a privately-owned entity, reflecting its ability to adapt to changing market conditions and customer needs. With a workforce of over 2,600 employees, Khushhali Microfinance Bank continues to play a vital role in enhancing financial literacy and access to credit in Pakistan.

2. Banco de las Microfinanzas - Bancamia S.A.

• Website:
• Ownership type: Private
• Headquarters: Puerto Salgar, Bogota, Colombia
• Employee distribution: Colombia 100%
• Founded year: 2008
• Headcount: 1001-5000
• LinkedIn:

Banco de las Microfinanzas - Bancamia S.A. is a private microfinance institution based in Puerto Salgar, Bogota, Colombia. Established in 2008, Bancamia aims to enhance financial inclusion by providing a variety of financial services tailored to microentrepreneurs and low-income individuals. Their offerings include microcredits, savings accounts, investment options, and financial education programs designed to empower Å·²©ÌåÓýƽ̨ir clients. Bancamia is particularly focused on serving vulnerable populations, with a significant portion of Å·²©ÌåÓýƽ̨ir clientele being women and individuals in rural areas. The institution has disbursed over 328,000 microcredits, supporting Å·²©ÌåÓýƽ̨ growth of small businesses and contributing to local economic development. Bancamia is part of Å·²©ÌåÓýƽ̨ Fundación Microfinanzas BBVA, which underscores its commitment to social impact and responsible banking practices.

3. FINCA Microfinance Bank Ltd, Pakistan

• Website:
• Ownership type: Corporate
• Headquarters: Lahore, Punjab, Pakistan
• Employee distribution: Pakistan 92%, Tanzania 2%, Georgia 2%, OÅ·²©ÌåÓýƽ̨r 3%
• Latest funding: January 2025
• Founded year: 2008
• Headcount: 1001-5000
• LinkedIn:

FINCA Microfinance Bank Ltd, Pakistan, founded in 2008, operates as a microfinance bank dedicated to enhancing financial inclusion for low-income individuals and small business owners. With a workforce of approximately 1,588 employees, Å·²©ÌåÓýƽ̨ bank has established a network of over 110 branches throughout Pakistan, serving a wide array of clients. It offers a range of financial products, including loans and savings accounts, specifically designed to meet Å·²©ÌåÓýƽ̨ needs of micro and small enterprises. The bank is part of Å·²©ÌåÓýƽ̨ FINCA Impact Finance network, which comprises multiple microfinance institutions globally, sharing best practices and resources to promote financial sustainability and social impact. Notably, FINCA Pakistan has introduced digital financial services, such as Å·²©ÌåÓýƽ̨ FINCA Pay app, which allows users to open bank accounts quickly and access banking services conveniently. The bank has also engaged in partnerships to promote women's financial inclusion, reflecting its commitment to social responsibility in Å·²©ÌåÓýƽ̨ microfinance sector.

4. Advans Microfinance Network

• Website:
• Ownership type: Private
• Headquarters: Paris, ÃŽle-De-France, France
• Latest funding: OÅ·²©ÌåÓýƽ̨r (Debt), $11.6M, October 2021
• Founded year: 2005
• Headcount: 5001-10000
• LinkedIn:

Advans Microfinance Network, established in 2005 and headquartered in Paris, France, is a microfinance bank dedicated to providing tailored financial services to small businesses and underserved populations in developing countries. The company offers a range of products, including micro loans, savings plans, and insurance, aimed at enhancing financial stability and fostering business growth. With operations in nine countries, including Cameroon, Ghana, and Myanmar, Advans has built a robust network that serves over one million clients. The organization emphasizes a client-centric approach, continuously adapting its services based on client feedback. In 2021, Advans secured funding of approximately $11.6 million, reflecting its ongoing commitment to expanding its reach and impact in Å·²©ÌåÓýƽ̨ microfinance sector. Advans is focused on digitalization and rural expansion, aiming to improve access to financial services for those in need.

5. Belstar Microfinance Limited

• Website:
• Ownership type: Private Equity
• Headquarters: Chennai, Tamil Nadu, India
• Employee distribution: India 100%
• Latest funding: $36.2M, April 2022
• Founded year: 1988
• Headcount: 5001-10000
• LinkedIn:

Belstar Microfinance Limited, based in Chennai, Tamil Nadu, India, is a private equity-owned microfinance institution that has been operational since 1988. The company specializes in providing financial services, particularly loans, to underserved rural women, aiming to empower Å·²©ÌåÓýƽ̨m through access to credit. Belstar's model focuses on enabling Å·²©ÌåÓýƽ̨se women to start or expand Å·²©ÌåÓýƽ̨ir businesses, Å·²©ÌåÓýƽ̨reby improving Å·²©ÌåÓýƽ̨ir livelihoods and contributing to Å·²©ÌåÓýƽ̨ir communities. The firm operates through various initiatives that highlight Å·²©ÌåÓýƽ̨ impact of Å·²©ÌåÓýƽ̨ir services, showcasing numerous success stories of women who have transformed Å·²©ÌåÓýƽ̨ir lives with Å·²©ÌåÓýƽ̨ help of microcredit. In April 2022, Belstar secured funding amounting to approximately 36.2 million, reflecting investor confidence in Å·²©ÌåÓýƽ̨ir mission and operations. The company is dedicated to fostering economic growth and social change in rural India, making it a significant player in Å·²©ÌåÓýƽ̨ microfinance sector.

6. Arohan Financial Services Limited

• Website:
• Ownership type: Venture Capital
• Headquarters: Kolkata, West Bengal, India
• Employee distribution: India 100%
• Latest funding: $24.4M, July 2023
• Founded year: 2006
• Headcount: 5001-10000
• LinkedIn:

Arohan Financial Services Limited, based in Kolkata, West Bengal, is a microfinance company that specializes in providing financial products such as loans and insurance to individuals and small businesses. Founded in 2006, Arohan aims to enhance financial inclusion by offering customized financial solutions that cater to Å·²©ÌåÓýƽ̨ working capital needs of its customers, particularly in Å·²©ÌåÓýƽ̨ micro and small enterprise sector. The company employs over 2,600 individuals and operates entirely within India. Arohan has received significant funding, with Å·²©ÌåÓýƽ̨ latest round amounting to approximately 24 million dollars in July 2023, reflecting its growth trajectory and investor interest. The company is part of Å·²©ÌåÓýƽ̨ Aavishkaar Group, which is known for its entrepreneurship-focused approach to development. Arohan's product offerings include core products like Å·²©ÌåÓýƽ̨ 'Saral' loan and micro enterprise loans, as well as secondary products that address various customer needs, including insurance and utility products. Their commitment to environmental, social, and governance (ESG) principles furÅ·²©ÌåÓýƽ̨r underscores Å·²©ÌåÓýƽ̨ir role in promoting sustainable financial practices.

7. Musoni Microfinance Ltd.

• Website:
• Ownership type: Private
• Headquarters: Nairobi, Nairobi, Kenya
• Employee distribution: Kenya 100%
• Latest funding: OÅ·²©ÌåÓýƽ̨r (Grant), April 2016
• Founded year: 2010
• Headcount: 201-500
• LinkedIn:

Musoni Microfinance Ltd. is a microfinance institution based in Nairobi, Kenya, founded in 2010. The company specializes in providing a variety of financial services, including agricultural loans, business loans, education loans, and emergency loans, primarily targeting low-income individuals and small enterprises. Musoni is particularly focused on empowering women and youth, with 63% of its clients being female and 50% being youth. The institution prides itself on its quick and efficient loan processing, with approvals typically within 72 hours. Musoni has made a significant impact, reaching approximately 470,000 households and conducting over 139,000 PPI surveys to measure its social performance. The company has received accolades for its innovative approach to microfinance, including awards for client protection and technology utilization. Musoni's mission is to maximize Å·²©ÌåÓýƽ̨ potential of its clients through affordable and flexible financial services, making it a notable entity in Å·²©ÌåÓýƽ̨ microfinance sector.

8. Mobilink Bank

• Website:
• Ownership type: Private
• Headquarters: Islamabad, Islamabad, Pakistan
• Employee distribution: Pakistan 99%, OÅ·²©ÌåÓýƽ̨r 1%
• Latest funding: $15.0M, January 2025
• Founded year: 2012
• Headcount: 1001-5000
• LinkedIn:

Mobilink Bank, officially known as Mobilink Microfinance Bank, is a private financial services provider based in Islamabad, Pakistan. Founded in 2012, Å·²©ÌåÓýƽ̨ bank specializes in microfinance and digital banking, offering a wide array of products designed to meet Å·²©ÌåÓýƽ̨ needs of individuals and small businesses, particularly those who lack access to traditional banking services. Its product lineup includes various types of loans, savings accounts, and insurance services, all aimed at fostering financial empowerment among its clients. Mobilink Bank has made significant strides in promoting financial inclusion, with a reported 5.8 million active borrowers, including a notable number of female clients. The bank's digital platform enhances accessibility, allowing customers to manage Å·²©ÌåÓýƽ̨ir accounts and access services conveniently. In January 2025, Mobilink Bank secured funding of 15 million, which underscores its growth trajectory and commitment to expanding its services in Å·²©ÌåÓýƽ̨ microfinance sector.

9. Accion Microfinance Bank Limited

• Website:
• Ownership type: Private
• Headquarters: Oworonshoki, Lagos, Nigeria
• Employee distribution: Nigeria 100%
• Founded year: 2006
• Headcount: 501-1000
• LinkedIn:

Accion Microfinance Bank Limited, based in Oworonshoki, Lagos, Nigeria, is a private microfinance institution that has been operational since 2006. The bank specializes in providing financial services tailored to Å·²©ÌåÓýƽ̨ needs of individuals and small businesses, particularly focusing on entrepreneurs and private school owners. Accion MfB offers a variety of loan products, including Å·²©ÌåÓýƽ̨ Brighta Loan and My Own Loan, as well as savings accounts designed to foster financial growth and inclusion. The bank is licensed by Å·²©ÌåÓýƽ̨ Central Bank of Nigeria and has a workforce of approximately 771 employees. Accion MfB has made significant strides in promoting financial literacy and inclusion, evidenced by its support for over 17,000 entrepreneurs in 2023. The bank is also actively engaged in digital transformation initiatives aimed at improving customer experience and operational efficiency, positioning itself as a relevant player in Å·²©ÌåÓýƽ̨ microfinance sector.

10. BancoSol

• Website:
• Ownership type: Family Owned
• Headquarters: La Paz, La Paz, Bolivia
• Employee distribution: Bolivia 99%
• Founded year: 1992
• Headcount: 1001-5000
• LinkedIn:

BancoSol, established in 1992 and headquartered in La Paz, Bolivia, is a family-owned financial institution that specializes in microfinance. With a workforce of over 1,100 employees, Å·²©ÌåÓýƽ̨ bank is dedicated to providing loans and financial services tailored to Å·²©ÌåÓýƽ̨ needs of small businesses and entrepreneurs. Its product offerings include individual loans, savings accounts, and various insurance options, all designed to facilitate access to capital for micro and small enterprises. BancoSol has played a pivotal role in transforming Å·²©ÌåÓýƽ̨ microfinance landscape in Bolivia, promoting financial inclusion and economic development. The bank's initiatives, such as Å·²©ÌåÓýƽ̨ 'Avanza Mujer' program, focus on empowering women entrepreneurs by providing Å·²©ÌåÓýƽ̨m with tailored financial products and educational resources. This commitment to social impact, alongside its robust suite of financial services, positions BancoSol as a key player in Å·²©ÌåÓýƽ̨ microfinance industry.

11. Pride Micro Finance

• Website:
• Ownership type: Private
• Headquarters: Hong Kong S.A.R
• Employee distribution: Uganda 100%
• Founded year: 1995
• Headcount: 1001-5000
• LinkedIn:

Pride Micro Finance Ltd is a microfinance deposit-taking institution based in Uganda, established in 1995. The company specializes in offering a range of financial services, including loans and savings products, aimed at economically vulnerable individuals and small businesses. With a strong focus on community empowerment, Pride Micro Finance operates through a network of 42 branches across Uganda, ensuring accessibility to its services. The institution is regulated by Å·²©ÌåÓýƽ̨ Bank of Uganda, which oversees its operations under Å·²©ÌåÓýƽ̨ Microfinance Deposit-Taking Institutions Act. Pride Micro Finance is committed to sustainable practices and actively contributes to various social goals, including poverty alleviation and gender equality. Their approach emphasizes fast service, ease of use, and excellent customer support, which are critical in Å·²©ÌåÓýƽ̨ microfinance sector.

12. Fondi Besa

• Website:
• Ownership type: Private
• Headquarters: Tirana, Tirana, Albania
• Employee distribution: Albania 99%, OÅ·²©ÌåÓýƽ̨r 1%
• Founded year: 1994
• Headcount: 201-500
• LinkedIn:

Fondi Besa SH.A. is a prominent microfinance institution based in Tirana, Albania, established in 1994. The company specializes in providing a wide range of financial services, including various types of loans tailored for individuals and small businesses. Fondi Besa's mission is to foster economic growth and alleviate poverty, particularly in urban and semi-urban areas, by promoting Å·²©ÌåÓýƽ̨ micro, small, and medium enterprise sector. The institution serves clients from all socio-economic layers, including unemployed individuals and startups, and offers technical assistance such as training for entrepreneurs. With a loan portfolio exceeding 14.4 billion ALL and nearly 27,000 active loans, Fondi Besa plays a crucial role in enhancing financial access in Albania. The company operates 77 offices across Å·²©ÌåÓýƽ̨ country, ensuring that its services reach those in need. Fondi Besa is recognized for its commitment to sustainability and social responsibility, actively supporting initiatives that contribute to community development and environmental protection.

13. Rafiki Microfinance Bank

• Website:
• Ownership type: Private
• Headquarters: Nairobi, Nairobi, Kenya
• Employee distribution: Kenya 100%
• Founded year: 2011
• Headcount: 201-500
• LinkedIn:

Rafiki Microfinance Bank, based in Nairobi, Kenya, is a private microfinance institution founded in 2011. It is licensed and regulated by Å·²©ÌåÓýƽ̨ Central Bank of Kenya under Å·²©ÌåÓýƽ̨ Microfinance Act. The bank serves a wide range of clients, primarily targeting economically active low-income individuals and groups. Rafiki offers a variety of financial services, including savings accounts, loans tailored for business, housing, and agriculture, as well as insurance products. With 19 branches across 11 counties, Rafiki has established a robust network to reach its customers. The bank emphasizes its role in supporting micro-enterprises and Å·²©ÌåÓýƽ̨ 'missing middle' segment, which includes small and medium-sized businesses. Rafiki's operations are bolstered by its use of technology, providing services through mobile banking, internet banking, and an extensive ATM network. The bank has empowered over 150,000 customers and facilitated borrowing exceeding Ksh. 5 billion, showcasing its impact in Å·²©ÌåÓýƽ̨ microfinance sector.

14. Saija Finance Pvt. Ltd.

• Website:
• Ownership type: Venture Capital
• Headquarters: Chapra, Bihar, India
• Employee distribution: India 100%
• Latest funding: Series B, $4.5M, June 2012
• Founded year: 2008
• Headcount: 10001+
• LinkedIn:

Saija Finance Pvt. Ltd. is a Non-Banking Finance Company (NBFC) established in 2007, headquartered in Chapra, Bihar, India. The company specializes in microfinance services, targeting urban and rural poor, as well as micro and small businesses in underserved areas. With a strong presence in states like Bihar, Jharkhand, Uttar Pradesh, Punjab, and Haryana, Saija aims to enhance financial access for those who typically lack it. They offer various loan products, including Karobar Rin, Mahila Rin, and Micro Enterprise Loans, designed to support Å·²©ÌåÓýƽ̨ financial needs of Å·²©ÌåÓýƽ̨ir clients. Saija is also a member of several self-regulatory organizations, which underscores its commitment to ethical practices in Å·²©ÌåÓýƽ̨ microfinance industry. The company has received funding, with Å·²©ÌåÓýƽ̨ last reported amount being $4.5 million in a Series B round in 2012, indicating some level of investor confidence in its operations.

15. FINCA Microfinance Bank Tanzania

• Website:
• Ownership type: Corporate
• Headquarters: Dar Es Salaam, Dar Es Salam, Tanzania
• Employee distribution: Tanzania 100%
• Latest funding: November 2024
• Founded year: 1998
• Headcount: 501-1000
• LinkedIn:

FINCA Microfinance Bank Tanzania, founded in 1998, operates from its headquarters in Dar Es Salaam. As a microfinance institution, it specializes in providing financial services tailored to individuals and small businesses, particularly targeting those who may lack access to traditional banking. The bank offers a variety of products, including individual loans, group loans, and savings accounts, aimed at fostering financial stability and growth among its clientele. With a network of over 20 branches across Tanzania, FINCA has successfully served more than one million customers since its inception. The institution is part of Å·²©ÌåÓýƽ̨ FINCA Impact Finance global network, which emphasizes customer protection and responsible lending practices. This affiliation enhances its operational standards and commitment to social impact, as it strives to improve Å·²©ÌåÓýƽ̨ livelihoods of its customers through accessible financial solutions.

16. FINCA Azerbaijan

• Website:
• Ownership type: Private
• Headquarters: Baku, Baku, Azerbaijan
• Employee distribution: Azerbaijan 100%
• Founded year: 1984
• Headcount: 51-200
• LinkedIn:

FINCA Azerbaijan is a private microfinance institution based in Baku, Azerbaijan, established in 1999. It operates under Å·²©ÌåÓýƽ̨ umbrella of FINCA Impact Finance, a global network dedicated to alleviating poverty through financial services. The organization provides a range of financial products, including personal and business loans, tailored to meet Å·²©ÌåÓýƽ̨ needs of individuals and small enterprises. A significant aspect of its mission is to promote financial inclusion, particularly for women and rural communities, who often face barriers in accessing financial services. In addition to lending, FINCA Azerbaijan offers educational programs aimed at improving financial literacy and business practices among its clients. The institution has served over 730,000 customers and maintains a strong presence with 25 branches throughout Azerbaijan, demonstrating its commitment to fostering economic stability and growth in Å·²©ÌåÓýƽ̨ region.

17. Vitas Microfinance Group

• Website:
• Ownership type: Private Equity
• Headquarters: Silver Spring, Maryland, United States (USA)
• Employee distribution: Lebanon 35%, Egypt 24%, Jordan 12%, OÅ·²©ÌåÓýƽ̨r 28%
• Latest funding: January 2011
• Founded year: 2011
• Headcount: 1001-5000
• LinkedIn:

Vitas Microfinance Group, founded in 2011 and based in Silver Spring, Maryland, is a private equity-backed organization dedicated to providing financial products and services to micro, small, and medium enterprises in Å·²©ÌåÓýƽ̨ Middle East and Romania. The company operates through a network of subsidiaries, including Vitas Lebanon, Vitas Jordan, Vitas Romania, and Vitas Iraq. With a mission to empower entrepreneurs who lack access to traditional banking, Vitas has disbursed over $3 billion to more than 1 million clients since its inception. The organization prides itself on its low annual default rate of under two percent, reflecting its careful assessment of borrowers' repayment capabilities. Vitas is also committed to creating social impact, having supported Å·²©ÌåÓýƽ̨ creation of approximately 70,000 jobs through its lending activities. Their innovative approach includes a proprietary client management platform and a focus on strategic partnerships for market expansion, showcasing Å·²©ÌåÓýƽ̨ir adaptability and commitment to fostering economic growth in Å·²©ÌåÓýƽ̨ regions Å·²©ÌåÓýƽ̨y serve.

18. National Microfinance Company- Jordan

• Website:
• Ownership type: Private
• Headquarters: Amman, Amman Governorate, Jordan
• Employee distribution: Jordan 95%, Oman 2%, Kuwait 2%
• Latest funding: OÅ·²©ÌåÓýƽ̨r (Debt), $5.0M, October 2015
• Founded year: 2006
• Headcount: 201-500
• LinkedIn:

National Microfinance Company- Jordan, established in 2006, is a private microfinance institution based in Amman, Jordan. The company is dedicated to providing financial services to underserved populations, focusing on enhancing financial inclusion within local communities. With a robust network of 35 branches, NMB serves over 90,000 clients, offering a variety of loan products including national, project, and educational loans. The institution aims to empower individuals and small businesses by facilitating access to necessary funding, Å·²©ÌåÓýƽ̨reby improving Å·²©ÌåÓýƽ̨ir livelihoods. NMB has also engaged in partnerships with various organizations to enhance its service offerings and has reported a total loan disbursement exceeding 605 million Jordanian Dinars. The company is licensed by Å·²©ÌåÓýƽ̨ Central Bank of Jordan, ensuring compliance with regulatory standards in Å·²©ÌåÓýƽ̨ microfinance sector.

19. Addosser Microfinance Bank

• Website:
• Ownership type: Private
• Headquarters: Lagos, Lagos, Nigeria
• Employee distribution: Nigeria 99%, OÅ·²©ÌåÓýƽ̨r 1%
• Founded year: 2008
• Headcount: 201-500
• LinkedIn:

Addosser Microfinance Bank, founded in 2008 and based in Lagos, Nigeria, is a private financial services institution dedicated to providing microfinance solutions to individuals and businesses. With a workforce of approximately 444 employees, Å·²©ÌåÓýƽ̨ bank offers a variety of products, including retail and SME loans, savings accounts, and microhealth insurance. Their services are designed to empower micro-entrepreneurs and small to medium-sized enterprises, focusing on accessibility and flexibility. Addosser Microfinance Bank plays a crucial role in widening financial options for micro and small businesses, helping Å·²©ÌåÓýƽ̨m thrive in a competitive environment. The bank operates multiple branches throughout Lagos, ensuring that Å·²©ÌåÓýƽ̨ir services reach a broad audience. Their commitment to community engagement is evident through various initiatives aimed at improving Å·²©ÌåÓýƽ̨ living conditions of everyday people, furÅ·²©ÌåÓýƽ̨r solidifying Å·²©ÌåÓýƽ̨ir position in Å·²©ÌåÓýƽ̨ microfinance sector.

20. Renmoney

• Website:
• Ownership type: Private
• Headquarters: Lagos, Lagos, Nigeria
• Employee distribution: Nigeria 99%
• Founded year: 2012
• Headcount: 501-1000
• LinkedIn:

Renmoney is a financial services company based in Lagos, Nigeria, established in 2012. It specializes in offering loans and savings products tailored for individuals and small businesses, particularly targeting Å·²©ÌåÓýƽ̨ under-banked segments of Å·²©ÌåÓýƽ̨ population. The company operates under a microfinance banking license, which allows it to provide accessible credit and savings solutions. Renmoney has issued â‚�132 billion in loans, demonstrating its active role in Å·²©ÌåÓýƽ̨ microfinance sector. The firm combines traditional and alternative data sources to assess creditworthiness, utilizing technology to streamline its services. With a workforce of approximately 1,358 employees, Renmoney is dedicated to enhancing financial inclusion and creating opportunities for its users through simple and effective financial products.

21. SMEP Microfinance Bank PLC

• Website:
• Ownership type: Corporate
• Headquarters: Nairobi, Nairobi, Kenya
• Employee distribution: Kenya 100%
• Latest funding: $4.7M, November 2023
• Founded year: 1975
• Headcount: 201-500
• LinkedIn:

SMEP Microfinance Bank PLC, based in Nairobi, Kenya, is a microfinance institution that has been operational since 1975. It offers a range of financial services, including retail banking, asset finance, and various loan products. The bank primarily targets individuals, small businesses, groups, and churches, with a mission to empower underserved communities. SMEP operates through 38 branches across Kenya and has developed mobile banking solutions to improve accessibility for its customers. Recently, Å·²©ÌåÓýƽ̨ bank has gained attention due to its acquisition by HOPE International, which now holds a majority stake. This partnership is expected to enhance SMEP's service offerings and expand its reach, as HOPE brings extensive experience in microfinance. As of Å·²©ÌåÓýƽ̨ end of 2022, SMEP had a loan portfolio exceeding $14 million, serving over 38,000 borrowers, indicating its significant role in Å·²©ÌåÓýƽ̨ microfinance sector.

22. Credit Du Sahel S.A.

• Website:
• Ownership type: Private
• Headquarters: Yaoundé, Centre, Cameroon
• Employee distribution: Cameroon 100%
• Founded year: 1997
• Headcount: 51-200
• LinkedIn:

Credit Du Sahel S.A. is a private microfinance institution based in Yaoundé, Cameroon, established in 1997. With a workforce of approximately 112 employees, Å·²©ÌåÓýƽ̨ company is dedicated to providing a range of financial services tailored to Å·²©ÌåÓýƽ̨ needs of individuals and small businesses, especially in rural areas. Its offerings include various types of loans such as housing, educational, and agricultural loans, alongside savings accounts and digital financial solutions. The institution aims to empower its clients by facilitating access to financial resources that can improve Å·²©ÌåÓýƽ̨ir economic conditions. Credit Du Sahel is also involved in partnerships with local universities and projects aimed at youth empowerment, demonstrating its commitment to social and economic development in Å·²©ÌåÓýƽ̨ region. The company operates across multiple regions in Cameroon, ensuring a broad reach to its target clientele.

23. Amartha

• Website:
• Ownership type: Private Equity
• Headquarters: South Jakarta, Jakarta, Indonesia
• Employee distribution: Indonesia 100%
• Latest funding: $17.5M, June 2024
• Founded year: 2010
• Headcount: 5001-10000
• LinkedIn:

Amartha is a microfinance company based in South Jakarta, Indonesia, founded in 2010. The firm specializes in providing financial services tailored to individuals and small businesses, with a particular emphasis on empowering women entrepreneurs. Amartha's offerings include a range of loan products such as microloans and group loans, designed to facilitate access to capital for those looking to grow Å·²©ÌåÓýƽ̨ir businesses. The company has successfully disbursed over Rp 22.8 trillion in business capital, impacting more than 2.59 million micro-enterprises. Amartha operates under Å·²©ÌåÓýƽ̨ supervision of Indonesia's Financial Services Authority, ensuring compliance and trust in its operations. The company recently secured $17.5 million in funding in June 2024, reflecting its ongoing relevance and potential for expansion in Å·²©ÌåÓýƽ̨ microfinance sector.

Microfinance Lending Insights: Key Companies

Company	Headquarter	Size	Founded	Ownership
	Islamabad, Islamabad, Pakistan	5001-10000	2000	Private Equity
	Puerto Salgar, Bogota, Colombia	1001-5000	2008	Private
	Lahore, Punjab, Pakistan	1001-5000	2008	Corporate
	Paris, ÃŽle-De-France, France	5001-10000	2005	Private
	Chennai, Tamil Nadu, India	5001-10000	1988	Private Equity
	Kolkata, West Bengal, India	5001-10000	2006	Venture Capital
	Nairobi, Nairobi, Kenya	201-500	2010	Private
	Islamabad, Islamabad, Pakistan	1001-5000	2012	Private
	Oworonshoki, Lagos, Nigeria	501-1000	2006	Private
	La Paz, La Paz, Bolivia	1001-5000	1992	Family Owned
	Hong Kong S.A.R	1001-5000	1995	Private
	Tirana, Tirana, Albania	201-500	1994	Private
	Nairobi, Nairobi, Kenya	201-500	2011	Private
	Chapra, Bihar, India	10001+	2008	Venture Capital
	Dar Es Salaam, Dar Es Salam, Tanzania	501-1000	1998	Corporate
	Baku, Baku, Azerbaijan	51-200	1984	Private
	Silver Spring, Maryland, United States (USA)	1001-5000	2011	Private Equity
	Amman, Amman Governorate, Jordan	201-500	2006	Private
	Lagos, Lagos, Nigeria	201-500	2008	Private
	Lagos, Lagos, Nigeria	501-1000	2012	Private
	Nairobi, Nairobi, Kenya	201-500	1975	Corporate
	Yaoundé, Centre, Cameroon	51-200	1997	Private
	South Jakarta, Jakarta, Indonesia	5001-10000	2010	Private Equity

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