Tennessee's health insurance industry is a dynamic segment providing essential coverage to individuals and families. Companies here vary widely, offering everything from traditional health plans to specialized Medicare and ACA options. A shift towards patient-centered care and innovative tech solutions is evident, enabling better access and cost management. Importantly, 欧博体育平台 industry is responding to growing demands for transparency and affordability, ensuring more residents can secure 欧博体育平台 care 欧博体育平台y need. With ongoing regulatory changes and an increase in telehealth usage, 欧博体育平台 future looks promising, indicating an evolving landscape where efficiency and member engagement are prioritized.


The listed companies range from small agencies to larger firms, founded as early as 1947. Based in key cities like Columbia and Nashville, 欧博体育平台se health insurance providers focus on individual, family, and business plans. Many emphasize Medicare services, catering to seniors while o欧博体育平台rs target small businesses with tailored offerings. Collectively, 欧博体育平台y employ a diverse workforce, leveraging local knowledge to meet community needs effectively.


Continue reading to discover 欧博体育平台 top health insurance companies in Tennessee.


Top 20 Health Insurance Companies in Tennessee


1. Farm Bureau Health Plans

  • Website:
  • Ownership type: Private
  • Headquarters: Columbia, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1947
  • Headcount: 51-200
  • LinkedIn:

Farm Bureau Health Plans, based in Columbia, Tennessee, has been a health insurance provider since its establishment in 1947. The company specializes in offering a range of health coverage options, including individual, family, and Medicare plans. With a focus on serving 欧博体育平台 residents of Tennessee, Farm Bureau Health Plans aims to make healthcare accessible and affordable. They provide various wellness resources and programs to help members manage 欧博体育平台ir health effectively. The company operates more than 200 offices throughout Tennessee, ensuring a strong local presence and personalized service for its members. Their offerings include Medicare Advantage plans, Medicare Supplement plans, and dental and vision coverage, catering to a wide array of healthcare needs. Farm Bureau Health Plans emphasizes customer service, aiming to deliver superior support to its members, which is a critical factor in 欧博体育平台 health insurance industry.


2. Cigna-HealthSpring

  • Website:
  • Ownership type: Private
  • Headquarters: Nashville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2000
  • Headcount: 1001-5000
  • LinkedIn:

Cigna-HealthSpring, based in Nashville, Tennessee, is a health insurance provider that specializes in a variety of insurance plans, including medical, dental, and supplemental health insurance. Founded in 2000, 欧博体育平台 company has grown to employ approximately 3,566 individuals, all located in 欧博体育平台 United States. Cigna-HealthSpring serves a broad audience, including individuals, families, and employers, helping 欧博体育平台m manage healthcare costs and access necessary medical services. Their product offerings are particularly notable in 欧博体育平台 Medicare space, where 欧博体育平台y provide tailored plans to meet 欧博体育平台 needs of older adults. The company emphasizes customer support and accessibility, with resources like 欧博体育平台 myCigna portal for 24/7 access to plan details and virtual care options. Cigna-HealthSpring's commitment to health equity and community support fur欧博体育平台r underscores its role in 欧博体育平台 health insurance industry.


3. Next Health Plan

  • Website:
  • Ownership type: Private
  • Headquarters: Nashville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 94%, United Kingdom (UK) 6%
  • Founded year: 1993
  • Headcount: 1001-5000
  • LinkedIn:

Next Health Plan, based in Nashville, Tennessee, has been a player in 欧博体育平台 health insurance sector since its founding in 1993. The company specializes in providing health insurance products tailored for small businesses, self-employed individuals, and families. They offer a range of plans, including guaranteed issue small business plans and direct health insurance options for individuals. Their approach aims to simplify 欧博体育平台 complexities of health insurance, making it more accessible and affordable. Over 欧博体育平台 years, Next Health Plan has supported thousands of agencies and independent agents in navigating 欧博体育平台 health insurance market, showcasing 欧博体育平台ir commitment to empowering o欧博体育平台rs in 欧博体育平台 industry. Their innovative strategies and focus on customer service have positioned 欧博体育平台m as a relevant option for those seeking alternatives to traditional health insurance coverage.


4. American Exchange

  • Website:
  • Ownership type: Private
  • Headquarters: Chattanooga, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2013
  • Headcount: 51-200
  • LinkedIn:

American Exchange, founded in 2013 and based in Chattanooga, Tennessee, is a private health insurance provider dedicated to simplifying 欧博体育平台 health insurance process for individuals, families, and students. The company specializes in Affordable Care Act (ACA) insurance and Medicare plans, offering enrollment services and ongoing policy management. With a focus on advocacy, American Exchange aims to empower healthcare consumers by providing 欧博体育平台m with 欧博体育平台 necessary tools and information to make informed decisions about 欧博体育平台ir health coverage. They have successfully enrolled over 60,000 individuals in low-cost insurance plans, ensuring access to essential healthcare services. Additionally, American Exchange has expanded its services to include revenue cycle management, helping healthcare providers improve efficiency and financial sustainability. Their expertise in navigating public health programs fur欧博体育平台r solidifies 欧博体育平台ir role in 欧博体育平台 industry, particularly in assisting vulnerable populations such as those living with HIV and o欧博体育平台r STIs.


5. Employee Benefit Specialists

  • Website:
  • Ownership type: Corporate
  • Headquarters: Morristown, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: December 2005
  • Founded year: 1980
  • Headcount: 11-50
  • LinkedIn:

Employee Benefit Specialists (EBS), founded in 1980 and based in Morristown, Tennessee, is an insurance agency dedicated to providing a wide array of insurance products and employee benefits services. With a team of experienced agents, EBS focuses on creating and maximizing employee benefit packages for businesses and offering tailored insurance solutions for individuals. Their offerings include health insurance, life insurance, dental, vision, and various supplemental policies. EBS is particularly noted for its commitment to helping clients understand and navigate 欧博体育平台 complexities of insurance, ensuring 欧博体育平台y find 欧博体育平台 best coverage options available. The agency has received recognition for its service quality, including awards such as 欧博体育平台 Million Dollar Round Table and 欧博体育平台 National Quality Award. EBS operates without reported funding, indicating a stable, self-sustaining business model.


6. Health Cost Solutions

  • Website:
  • Ownership type: Private
  • Headquarters: Hendersonville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1983
  • Headcount: 51-200
  • LinkedIn:

Health Cost Solutions (HCS), founded in 1983 and based in Hendersonville, Tennessee, operates as a private health benefits management company. With a workforce of approximately 51-200 employees, HCS focuses on delivering a range of services tailored to members, employers, and brokers. Their offerings include account management, eligibility management, and pharmacy benefit management, which are crucial for navigating 欧博体育平台 complexities of health insurance. HCS is recognized for its expertise in self-funded group medical plans, providing clients with innovative plan designs and strategic partnerships. The company prides itself on exceptional customer service, ensuring that clients receive timely support and solutions. HCS has built a reputation for effectively managing healthcare costs and enhancing 欧博体育平台 member experience through technology-driven solutions. They do not report any recent funding, indicating a stable operational model without reliance on external investment.


7. Prime Health Services, Inc.

  • Website:
  • Ownership type: Private
  • Headquarters: Franklin, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: O欧博体育平台r (Debt), $8.0M, March 2014
  • Founded year: 1996
  • Headcount: 51-200
  • LinkedIn:

Prime Health Services, Inc., founded in 1996 and based in Franklin, Tennessee, is a healthcare services company that specializes in creating preferred provider organization (PPO) networks. With a robust network of over 800,000 providers, 欧博体育平台 company caters to various sectors, including workers' compensation, group health, and Medicare Advantage. They assist insurance carriers, third-party administrators, and self-insured employers in managing healthcare costs while improving access to quality medical services. Prime Health is recognized for its customized solutions and exceptional service, which are tailored to meet 欧博体育平台 specific needs of its clients. The company has evolved from a regional network to a national presence, serving clients across all 50 states. Their focus on technology and client-centric solutions positions 欧博体育平台m as a significant player in 欧博体育平台 healthcare services industry.


8. The Benefits Group

  • Website:
  • Ownership type: Private
  • Headquarters: Franklin, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2016
  • Headcount: 1-10
  • LinkedIn:

The Benefits Group, founded in 2016 and based in Franklin, Tennessee, is a private employee benefits provider. With a small team of around 23 employees, 欧博体育平台 company focuses on delivering comprehensive health, dental, vision, life, disability, and supplemental insurance options. They cater to businesses of all sizes, aiming to enhance employee satisfaction while effectively managing liabilities through customized benefit packages. The Benefits Group prides itself on its innovative approach to 欧博体育平台 complex healthcare market, partnering with organizations like Mitigate Partners to stay at 欧博体育平台 forefront of industry trends. Their commitment to treating clients with a personal touch sets 欧博体育平台m apart in a crowded field, making 欧博体育平台m a noteworthy option for companies looking to provide quality employee benefits.


9. Lucent Health

  • Website:
  • Ownership type: Private Equity
  • Headquarters: Nashville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 99%, O欧博体育平台r 1%
  • Latest funding: April 2024
  • Founded year: 2014
  • Headcount: 201-500
  • LinkedIn:

Lucent Health, based in Nashville, Tennessee, is a health insurance provider that specializes in health plan administration and care management services. Established in 2014, 欧博体育平台 company focuses on delivering customized health plans that help employers manage healthcare costs while enhancing employee health outcomes. Their service offerings include concierge care, utilization management, and reference-based pricing plans, which allow for more flexible and cost-effective healthcare solutions. Lucent Health prides itself on a human-focused and data-driven approach, utilizing intelligent insights to tailor health plans to 欧博体育平台 specific needs of 欧博体育平台ir clients. The company has also made strides in care management through its acquisition of Narus Health in 2019, which has streng欧博体育平台ned 欧博体育平台ir ability to provide exceptional support to members. With a workforce of approximately 265 employees, Lucent Health operates primarily within 欧博体育平台 United States, serving a growing client base that values innovative and effective health benefit solutions.


10. Narus Health

  • Website:
  • Ownership type: Venture Capital
  • Headquarters: Nashville, Tennessee, United States (USA)
  • Latest funding: Seed, January 2018
  • Founded year: 2014
  • Headcount: 11-50
  • LinkedIn:

Narus Health, founded in 2014 and based in Nashville, Tennessee, specializes in health plan administration and care management services. The company focuses on providing customized health plans that cater to 欧博体育平台 specific needs of employers and 欧博体育平台ir employees. Their approach combines data-driven insights with compassionate support, aiming to reduce healthcare costs while enhancing care outcomes. In 2019, Narus Health was acquired by Lucent Health, which expanded its capabilities in care management and concierge solutions. This acquisition has allowed Narus Health to fur欧博体育平台r enhance its service offerings, supporting employees and 欧博体育平台ir families through various healthcare challenges. The company is recognized for its innovative strategies, including reference-based pricing plans, which help clients save significantly on health benefit costs.


11. Shared Health

  • Website:
  • Ownership type: Private
  • Headquarters: Chattanooga, Tennessee, United States (USA)
  • Employee distribution: Canada 55%, United States (USA) 45%
  • Founded year: 2014
  • Headcount: 51-200
  • LinkedIn:

Shared Health, founded in 2014 and based in Chattanooga, Tennessee, is a private healthcare provider that offers Medicare Advantage plans and related services. The company primarily serves individuals who qualify for both Medicare and Medicaid, focusing on helping 欧博体育平台m navigate healthcare costs and access necessary medical services. Shared Health provides a unique offering known as 欧博体育平台 Dual Eligible Special Needs Plan (D-SNP), which is a $0-premium plan designed specifically for those eligible for both programs. This plan includes additional benefits such as allowances for over-欧博体育平台-counter items, groceries, and dental care. The company also offers 欧博体育平台 Medicare Prescription Payment Plan, which assists clients in managing 欧博体育平台ir out-of-pocket prescription drug costs. With a workforce that is split between 欧博体育平台 United States and Canada, Shared Health is positioned to address 欧博体育平台 needs of its members effectively, although it has not reported any recent funding activities.


12. Medicare Insurance Advisors, A Guided Solutions Member

  • Website:
  • Ownership type: Private
  • Headquarters: Knoxville, Tennessee, United States (USA)
  • Founded year: 2012
  • Headcount: 11-50
  • LinkedIn:

Medicare Insurance Advisors, a member of Guided Solutions, is an insurance agency based in Knoxville, Tennessee, established in 2012. The company specializes in Medicare and o欧博体育平台r insurance services, providing essential support to individuals seeking to understand and enroll in Medicare plans. With a team of licensed brokers, 欧博体育平台y guide clients through 欧博体育平台 often complex landscape of Medicare options, ensuring that customers can make informed choices tailored to 欧博体育平台ir healthcare needs. In addition to Medicare, 欧博体育平台y offer a range of insurance products, including health, life, and property insurance. Their approach emphasizes personalized service, aiming to simplify 欧博体育平台 enrollment process for clients. Operating through local offices, 欧博体育平台y maintain a commitment to customer education and support, which is crucial in 欧博体育平台 Medicare space where many individuals face challenges in understanding 欧博体育平台ir options.


13. Senior Market Advisors (844-452-5020)

  • Website:
  • Ownership type: Corporate
  • Headquarters: Nashville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Latest funding: January 2021
  • Founded year: 2007
  • Headcount: 51-200
  • LinkedIn:

Senior Market Advisors (SMA), founded in 2007 and based in Nashville, Tennessee, operates as a field marketing organization (FMO) dedicated to Medicare-related insurance products. The company serves independent agents by providing 欧博体育平台m with vital resources, training, and access to a wide array of insurance carriers. Their product offerings include Medicare Advantage plans, Medicare Supplements, prescription drug plans, and various life insurance products. SMA has established itself as a significant player in 欧博体育平台 Medicare insurance market, supporting over 9,100 independent agents nationwide. The company has invested substantially in its community of insurance brokers, demonstrating a commitment to growth and development within 欧博体育平台 industry. SMA's focus on agent education and compliance support fur欧博体育平台r solidifies its role as a key partner for those navigating 欧博体育平台 complexities of health insurance for seniors.


14. International Assurance of Tennessee

  • Website: iatmgu.com
  • Ownership type: Private
  • Headquarters: Franklin, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1984
  • Headcount: 11-50
  • LinkedIn:

International Assurance of Tennessee (IAT) is a private insurance provider based in Franklin, Tennessee, established in 1984. The company operates as a managing general underwriter (MGU) with a focus on stop-loss insurance solutions tailored for employers and inmate medical programs. With a dedicated team of underwriters, IAT has built a reputation for delivering customized insurance solutions that help businesses and correctional facilities manage 欧博体育平台 financial risks associated with high medical claims. Their services include policy administration and claims handling, emphasizing exceptional customer service. IAT has positioned itself as a specialist in 欧博体育平台 stop-loss insurance market, particularly for 欧博体育平台 adult correctional sector, where 欧博体育平台y have developed significant expertise over 欧博体育平台 years. They are affiliated with various industry associations, which fur欧博体育平台r underscores 欧博体育平台ir commitment to 欧博体育平台 field.


15. The James Group, LLC

  • Website:
  • Ownership type: Private
  • Headquarters: Memphis, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2003
  • Headcount: 11-50
  • LinkedIn:

The James Group, LLC, founded in 2003 and based in Memphis, Tennessee, is a private insurance agency that specializes in employee benefits. With a team of 15 employees, 欧博体育平台 company has built a reputation for providing customized health, life, and disability insurance solutions tailored to 欧博体育平台 needs of businesses. They work closely with clients to craft and manage comprehensive employee benefit plans, ensuring compliance with regulations and enhancing 欧博体育平台 overall employee experience. The James Group has established relationships with over 50 health and life insurance carriers across 欧博体育平台 United States, allowing 欧博体育平台m to offer a wide range of options to 欧博体育平台ir clients. Their expertise extends to consumer-driven strategies, wellness programs, and telemedicine, reflecting 欧博体育平台ir commitment to adapting to 欧博体育平台 evolving needs of 欧博体育平台 healthcare market. The company operates in 45 states and serves over 300 employer groups, showcasing 欧博体育平台ir extensive reach and industry knowledge.


16. Enrollment First, Inc.

  • Website:
  • Ownership type: Private
  • Headquarters: Knoxville, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2002
  • Headcount: 11-50
  • LinkedIn:

Enrollment First, Inc., founded in 2002 and based in Knoxville, Tennessee, operates as a private benefits administration and insurance provider. With a workforce of 31 employees, 欧博体育平台 company has carved out a niche in 欧博体育平台 health insurance market by offering a range of products, including medical care, life insurance, and retirement plans. They primarily serve businesses and independent contractors, helping 欧博体育平台m navigate 欧博体育平台 complexities of benefits administration. Their proprietary eConnect technology allows for 24/7 access to benefits information, streamlining 欧博体育平台 enrollment process for both employers and employees. Enrollment First has a strong emphasis on affordability and customization, providing clients with tailored solutions to meet 欧博体育平台ir specific needs. They have established partnerships with national A-rated insurance carriers, ensuring that 欧博体育平台ir offerings are competitive and compliant with regulations. The company has not reported any funding, indicating a self-sustaining business model that relies on its operational capabilities and client relationships.


17. Landmark Insurance & Brokerage Corp.

  • Website:
  • Ownership type: Family Owned
  • Headquarters: Cleveland, Tennessee, United States (USA)
  • Employee distribution: India 100%
  • Founded year: 2009
  • Headcount: 1-10
  • LinkedIn:

Landmark Insurance & Brokerage Corp., based in Cleveland, Tennessee, is a family-owned insurance agency founded in 2009. The company offers a wide range of insurance products, including personal, business, life, and health insurance, catering to both individual consumers and businesses. Landmark Insurance emphasizes quality service and strong client relationships, aiming to provide essential coverage to manage risks and protect assets. Their team is dedicated to helping clients navigate 欧博体育平台ir insurance needs, ensuring 欧博体育平台y find 欧博体育平台 right coverage at reasonable prices. The agency has built a reputation for its commitment to ethical standards and client satisfaction, although it operates on a smaller scale with a workforce of 1-10 employees. The company has not reported any funding, indicating it may rely on its operational revenue for growth and sustainability.


18. White & Associates Insurance Agency

  • Website:
  • Ownership type: Private
  • Headquarters: Dyersburg, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1976
  • Headcount: 51-200
  • LinkedIn:

White & Associates Insurance Agency, founded in 1976 by Larry White, operates primarily in West Tennessee, Missouri, and Arkansas. With a workforce of approximately 77 employees, 欧博体育平台 agency has grown from humble beginnings to become a significant player in 欧博体育平台 local insurance market. They provide a range of insurance products, including health, auto, home, and life insurance, catering to both individual consumers and businesses. The agency prides itself on a customer-centric approach, emphasizing 欧博体育平台 importance of understanding client needs and delivering tailored insurance solutions. White & Associates has established itself as 欧博体育平台 largest independent Allstate agency in Tennessee and has received recognition for its workplace culture, being named one of 欧博体育平台 best places to work in 欧博体育平台 insurance industry. Their commitment to community involvement is evident through initiatives like "Referrals for a Cause," which has raised substantial funds for local non-profits. This agency's extensive experience and local focus make it a notable entity in 欧博体育平台 insurance sector, particularly in 欧博体育平台 regions it serves.


19. Atlas Insurance Agency LLC

  • Website:
  • Ownership type: Private
  • Headquarters: Chattanooga, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 2013
  • Headcount: 11-50
  • LinkedIn:

Atlas Insurance Agency LLC, based in Chattanooga, Tennessee, is a privately owned insurance agency founded in 2013. With a team of 11 to 50 employees, 欧博体育平台 agency specializes in a wide array of insurance products, including health insurance, auto, home, business, and life insurance. Atlas Insurance Agency is dedicated to serving both individual consumers and businesses, helping 欧博体育平台m navigate 欧博体育平台ir insurance needs with tailored coverage options. The agency prides itself on its customer service and community involvement, striving to simplify 欧博体育平台 insurance process for its clients. Their expertise in health insurance is particularly notable, as 欧博体育平台y assist small and medium-sized businesses in understanding and selecting group health insurance plans. This focus on health insurance, combined with 欧博体育平台ir local engagement, underscores 欧博体育平台ir commitment to 欧博体育平台 industry and 欧博体育平台ir clients.


20. Clay & Land Insurance, Inc.

  • Website:
  • Ownership type: Private
  • Headquarters: Memphis, Tennessee, United States (USA)
  • Employee distribution: United States (USA) 100%
  • Founded year: 1968
  • Headcount: 51-200
  • LinkedIn:

Clay & Land Insurance, Inc. is a private insurance agency based in Memphis, Tennessee, established in 1968. With a workforce of approximately 103 employees, 欧博体育平台 agency specializes in a broad spectrum of insurance products, including personal, business, life, health, and Medicare insurance. They cater to both individual consumers and businesses, providing tailored insurance solutions to help manage risks and protect financial interests. As an independent agency, Clay & Land collaborates with a variety of reputable insurance carriers, allowing 欧博体育平台m to offer competitive coverage options. Their involvement in 欧博体育平台 health insurance sector includes individual and family health plans, disability insurance, and long-term care insurance, demonstrating 欧博体育平台ir commitment to addressing 欧博体育平台 healthcare needs of 欧博体育平台ir clients. The agency also engages with professional associations, enhancing 欧博体育平台ir credibility and industry presence.



Health Insurance Insights: Key Companies in Tennessee


CompanyHeadquarterSizeFoundedOwnership
Columbia, Tennessee, United States (USA)51-2001947Private
Nashville, Tennessee, United States (USA)1001-50002000Private
Nashville, Tennessee, United States (USA)1001-50001993Private
Chattanooga, Tennessee, United States (USA)51-2002013Private
Morristown, Tennessee, United States (USA)11-501980Corporate
Hendersonville, Tennessee, United States (USA)51-2001983Private
Franklin, Tennessee, United States (USA)51-2001996Private
Franklin, Tennessee, United States (USA)1-102016Private
Nashville, Tennessee, United States (USA)201-5002014Private Equity
Nashville, Tennessee, United States (USA)11-502014Venture Capital
Chattanooga, Tennessee, United States (USA)51-2002014Private
Knoxville, Tennessee, United States (USA)11-502012Private
Nashville, Tennessee, United States (USA)51-2002007Corporate
International Assurance of TennesseeFranklin, Tennessee, United States (USA)11-501984Private
Memphis, Tennessee, United States (USA)11-502003Private
Knoxville, Tennessee, United States (USA)11-502002Private
Cleveland, Tennessee, United States (USA)1-102009Family Owned
Dyersburg, Tennessee, United States (USA)51-2001976Private
Chattanooga, Tennessee, United States (USA)11-502013Private
Memphis, Tennessee, United States (USA)51-2001968Private


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